Entering October means staying counted towards the end of the year. Even if it’s calculated in two months, for those of you who are currently dealing with various problems that must be resolved, it should be resolved as early as possible so that you are ready to face the new year with more enthusiasm. One of the problems that must be resolved as soon as possible is a financial problem, especially for those of you who are still struggling with credit card / KTA debt bills that are still in arrears. Many benefits can be obtained if you pay off the debt problem both credit card credit / KTA as early as possible.
3 Financial Freedom Before End of Year:
You Can Focus on Preparing Funds for Vacation Fees
The end of the year is synonymous with a long holiday, for those of you who still have enough leave to take, of course you can use it, but on vacation you cannot escape from a number of funds that must be prepared. If you have now rushed to fix the debt problem from now on, you have the opportunity to save more funds that can be allocated for holidays. It’s no secret, saving money cannot be done quickly. Therefore, resolve the debt problem from now on so that you can also take a vacation to welcome the end of the year.
Remaining Money Can Be Allocated for Christmas or New Year Celebrations
If the debt problem has been resolved earlier, then you already have a clearer flow of funds. You already know how much the exact cost will be incurred to be allocated in debt payments. The remaining funds that you still have, can be allocated to prepare for Christmas celebrations (if celebrating) or New Year. Usually moments like this are celebrated with family meals or exchange gifts, right? If you still have residual funds, of course the money can be allocated to the celebration.
End of Year Becomes More Comfortable Without Interference from Unknown Phone Numbers
When still burdened with unresolved debt, often there are unknown telephone numbers that appear on mobile screens and disturb comfort. The frequency of incoming calls that are quite high often makes you feel insecure and scared. In the previous article when discussing things that must be done when in debt, we’ve discussed some emotional effects that can be caused by terllilit debt. Some of them are:
- Depression and anxiety
- Blaming other people for the conditions suffered
- Denying the situation that you are in debt
- Angry and frustrated
- Feeling sorry
- High shame
The points above will not appear if you are able to settle the debt, and you can enjoy your vacation more comfortably.
Question: How to Get Rid of Debt Faster?
Answer: Credit Restructuring
What is Credit Restructuring?
According to the Bank Indonesia Regulation, credit restructuring is an improvement effort made by the Bank in credit activities to debtors who have difficulties in fulfilling their obligations. The results of this credit restructuring can usually alleviate customers so that they can better afford to pay. There are several types of relief programs that can be obtained, for example: getting a discount on credit, deductions with extended installments, or a combination of both.
Using Negotiation Services to Help Obtain the Restructuring Program
For those of you who are confused about how to get a credit restructuring program, you can use credit card & KTA mediation / negotiation services. Usually third parties like this can help you to negotiate so you can get relief so you can pay off the debt. The main reasons for using negotiation services can be seen in the following points:
- You can focus more on raising funds and allow the entire negotiation process to be in the hands of negotiation / mediation services.
- Negotiation / mediation services are usually more clever in negotiating, so that more relief can be obtained.
- Negotiation / mediation services are usually more experienced and have more connections, so the results of negotiations can help customers get more relief.
One thing that needs to be known, although it tends to be more trustworthy, customers must also be careful in choosing which negotiation / mediation services are entrusted to solve their debt problems. In order not to be fooled, the customer must see whether the negotiation / mediation services have credibility. Read more about Tips on Selecting a Debt Advisor here.
So, ready to resolve debt problems as early as possible to welcome the end of the year? Complete your credit card or credit card debt problems now, and achieve your new financial life start now!